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Job TitleCredit Analyst (Remote - Sacramento, CA)
Companybannerbank
Job LocationSacramento, California
Workplace TypeRemote
Job Typefulltime - Hourly
Job CategoryCredit Risk – Credit Risk
Min Pay0
Max Pay0
Pay Currency
Pay Cycle
Last Seen 26 day(s) ago
DescriptionMore than 135 years ago we started with core values that never go out of style: listen learn and help businesses and individuals reach their goals. These core values shape our culture and we were recently Great Place to Work Certified because of our outstanding workplace culture and employee experience. As well our financial strength and stability are key reasons Forbes named us one of the Best 100 Banks in America for the ninth consecutive year. With more than $16 billion in assets and 135 branch locations throughout Washington Oregon Idaho and California we understand our role in the economy and take that responsibility seriously. In addition to offering a source of capital to personal banking clients and businesses of all sizes we place a high importance on employee volunteerism and donate millions of dollars each year to community organizations.As a Credit Analyst you will perform credit analysis and prepare credit approval packages for simple to moderately complex commercial loans.  ➡ In this role you'll have the opportunity to: ➡ Responsible for investigating credit and financial information on prospective and existing clients.Analyze business/personal financial statements collateral support and sources of repayment for new renewed and existing loans.Prepare spreadsheets credit proposals for complex credits summaries and opinions for loan decision makers.Responsible for complying with policies procedures security requirements and government regulations. Education & Certifications ➡ Bachelor's Degree: Accounting Business Economics Law Computer Science or other related field required (an equivalent combination of education and experience may be considered)  Experience ➡ 2 or more years of related credit/financial analytics experience required Commercial Credit Analysis preferred Knowledge Skills and Abilities ➡ Ability to analyze financial statements tax returns and cash flows. Possess knowledge of credit investigations. Possess strong analytical skills and knowledge of basic accounting principles. Ability to accurately produce high volumes of work while adapting to changing situations and interruptions in a high pressure deadline driven environment. Possess effective and professional verbal and written communication skills. Knowledge of federal and state laws and regulations relating to commercial lending. Proficient in Excel Word and applicable systems.  Travel ➡ 0% Compensation & Benefits ➡ Targeted starting compensation range is based on location and experience: $30.34 - $39.98Incentive and commission compensation may be awarded for eligible rolesComprehensive employee benefits including medical dental vision LTD STD and lifePaid vacation time sick time personal days paid volunteer time and 11 company paid holidays401k (up to 4% match with immediate vesting)Tuition reimbursement up to $5250 annually (minimum service requirement)Read more about these and additional benefits at: Employee Benefits Banner Bank ➡ Please take time to review Banner Bank's Consent & Privacy notice before applying.Banner Bank is an Equal Opportunity Employer committed to diversity in the workplace. All qualified applicants will receive consideration for employment without regard to race color religion sex sexual orientation gender identity national origin citizenship marital status age disability or protected veteran status.Banner Bank does not accept unsolicited resumes from agencies and/or search firms for any job postings. Resumes submitted to any Banner Bank employee by a third-party agency and/or search firm without a valid written and signed search agreement will become the sole property of Banner Bank. No fee will be paid if a candidate is hired for a position as a result of an unsolicited agency or search firm referral.
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