| Description | Ready to accelerate your career? Clara is the fastest-growing company in Latin America. We've built the leading solution for companies to make and manage all their payments. We already help over 20000 large and growing businesses operate with agility and financial clarity through locally issued corporate cards bill pay financing and a powerful B2B platform built for scale. Clara is backed by some of the most successful investors in the world including top regional VCs like monashees Kaszek and Canary and leading global funds like Notable Capital Coatue DST Global Partners ICONIQ Growth General Catalyst Citi Ventures SV Angel Citius Endeavor Catalyst and Goldman Sachs - in addition to dozens of angel investors and local family offices. We’re building the financial infrastructure that powers high-performing organizations across the region. We invite you to join us if you want to be part of a fast-paced environment that will accelerate your career and support you to do some of the best work of your life alongside a passionate and committed team distributed across the Americas. What you'll do We're looking for a Control Desk & Credit Analyst to join our Credit team and help us maintain the integrity of Clara’s credit decision-making processes. In this role you'll ensure that every prospect meets our compliance standards conduct in-depth financial analyses and contribute to continuous process improvements. You will: Verify that all prospects comply with legal cash flow credit score and risk assessment requirements Manage onboarding processes including KYC KYB AML checks credit score validation and credit origination Analyze customer financial conditions and assess creditworthiness Propose credit limits based on risk analysis Review and challenge first-line credit risk models Identify propose and implement process improvements Support credit bureau audits and operational improvement initiatives Collaborate closely with the Sales team to address customer credit needs Who you are We’re looking for someone who meets the minimum requirements to be considered for the role. The preferred qualifications are a bonus not a requirement. Must haves At least 2 years of experience in credit or collection activities Working proficiency in English and Spanish (English will be evaluated) High analytical and problem-solving skills Demonstrated ability to perform both detailed quantitative and qualitative analyses Comfortable working under pressure and handling repetitive tasks in a fast-paced environment Proficiency in Google Sheets (filters pivot tables formulas) Nice to haves Experience with Google Drive Hubspot or Zendesk Ability to create flowcharts and presentations Adaptability to shifting priorities and short-term deliverables Interest in or experience with AI tools to automate workflows Basic Portuguese or willingness to learn Why join Clara At Clara you’ll have the autonomy speed and support to make meaningful impact — not just on your team but on how organizations are run across Latin America. Who we are We’re the leading B2B fintech for spend management in Latin America. Certified as one of the world's fastest-growing companies a Great Place to Work and a LinkedIn Top Startup. Passionate about making Latin America more prosperous and competitive. Constantly innovating to build financial infrastructure that enables each of our customers to thrive. Product-led high-talent-density culture — designed for builders who raise the bar. Proud of our open inclusive and values-driven environment. What we believe in #Clarity. We say things clearly directly and proactively. #Simplicity. We reduce noise to focus on what really matters. #Ownership. We take responsibility and never wait to be told. #Pride. We build products and experiences we’re proud of. #Always Be Changing (ABC). We grow through feedback risk-taking and action. #Inclusivity. Every voice counts. Everyone contributes to our mission. What we offer Competitive salary and stock options (ESOP) from day one Multicultural team with daily exposure to Portuguese Spanish and English (our corporate language) Annual learning budget and internal accelerated development paths High-ownership environment: we move fast learn fast and raise the bar — together Smart ambitious teammates — low ego high impact Flexible vacation and hybrid work model focused on results If you’re ready for growth ownership and impact — apply now and help us redefine B2B finance in Latin America. Clara’s Hybrid Policy Claridians in a hybrid mode split their time between working from the office talking to or visiting customers or working from home. This hits a balance between bringing people together for in-person collaboration and learning from each other while supporting flexibility about how to do this in a way that makes sense for each individual and team. We don't enforce a minimum number of days for most roles but you're expected to spend time at the office organically and be at the office most days during your ramp-up or when required by your leader. |