| Description | RESPONSIBILITIES: Review business loan applications evaluate credit rating and prepare loan recommendations to ascertain and mitigate credit risk. Analyse company documents including credit reports and other financial information to assign credit ratings based on internal scoring models. Manage credit exposure and monitor portfolio performance to optimize for business growth and profitability. Collaborate with Sales Operations and Finance teams to establish efficient credit underwriting processes and workflows by keeping up with industry best practices. Regularly review and enhance the credit assessment framework and credit policy. QUALIFICATIONS: Minimum of 3 years' work-related experience Ability to evaluate credit risk and interpret complex financial data and credit reports. Skilled in using internal scoring models to assign credit ratings. Proficient in analyzing financial statements company documents and understanding business operations to assess loan viability. Experience in preparing loan recommendations and optimizing portfolio performance while mitigating risk. Familiarity with credit assessment frameworks and policies. Updated on best practices in credit underwriting processes and regulatory requirements. Capable of improving credit policies based on performance reviews and industry standards. Comfortable working cross-functionally with Sales Operations and Finance teams to streamline workflows and ensure alignment. Attentive to risk indicators while keeping business growth and profitability in mind. Must be open to traveling to Singapore when necessary for training meetings or special assignments. Mandarin speaking preferred. Job Type: Full-time Pay: Php30000.00 - Php40000.00 per month Benefits: Work from home Work Location: Remote |