Senior Treasury Analyst

Mission Lane is combining the power of data technology and exceptional service to pave a clear way forward for millions of people on the path to financial success. By attracting top talent and leveraging cutting-edge technology we’re enabling people to unlock real financial progress. Sound like a mission you can get behind? We're looking for a Senior Treasury Analyst to own daily cash management and liquidity operations for Mission Lane's Treasury function reporting to the Senior Treasury Manager. The Impact You’ll Make in this Role Behind every dollar of credit Mission Lane extends is someone building toward a better financial future. As Mission Lane's Treasury function takes on more scope you'll help make sure that credit stays a tool people can count on to keep moving forward. As a Senior Treasury Analyst you will Monitor daily cash positions across bank accounts and execute and track wire transfers and ACH payments to ensure timely accurate settlement Refine and maintain short and medium-term cash flow forecasts Own daily and monthly bank account reconciliations proactively identifying and resolving discrepancies Support the Senior Treasury Manager with ad hoc reporting and analysis Support accounts payable and accounts receivable processes and partner with Accounting FP&A and Capital Markets to keep reporting accurate Support internal controls and audit requests tied to Treasury activities and help ensure compliance with debt covenants investor requirements and corporate policy You'll thrive in this role if You spot a gap (an undocumented process a report that takes too long a better way to reconcile) and go fix it instead of waiting to be asked. You move fast on unfamiliar territory and treat complexity as a puzzle worth solving quickly. You've used AI tools like Claude to build small tools or automate parts of your own workflow and want to keep doing more of that. You want to help build something from scratch designing and standing up treasury processes as the function matures and takes on more scope.

Minimum Qualifications

Bachelor's degree in Finance Accounting Economics or a related quantitative discipline 4+ years of experience in Treasury Finance Accounting or a comparable analytical role within financial services or fintech Advanced proficiency in Microsoft Excel with foundational knowledge of (or a strong desire to develop proficiency in) SQL and Python Strong foundational understanding of corporate cash management treasury operations interest rate risk and core financial principles Proven ability to operate independently resolve complex issues within your specialization and manage competing priorities in a fast-paced technology-driven environment Strong verbal and written communication skills with the ability to collaborate across technical and non-technical cross-functional teams Remote with the ability to travel approximately up to four times a year for high-quality in-person collaboration

Preferred Qualifications

Experience with ERP systems such as NetSuite Familiarity with APIs data integration and process automation tools (for example pycharm visual studio postman etc) Experience using AI to streamline and automate business processes (Claude) Familiarity with regulatory requirements and compliance standards within the fintech industry (for example SOX GAAP)

Compensation

USD Target starting base salary range for the Senior Treasury Analyst is $82000-$97000 This role is eligible for additional compensation in the forms of participation in our annual incentive and equity programs. Pay is based on factors such as work experience education certification(s) training skills and competencies related to the role. Mission Lane also offers a comprehensive benefits plan which includes paid time off 401(k) match a monthly wellness stipend health/ dental/ vision insurance options disability coverage paid parental leave flexible spending account (for childcare and healthcare) life insurance and a remote-first work environment. About Mission Lane Founded in December 2018 Mission Lane is a purpose-driven fintech company based in the U.S. with headquarters in Richmond Virginia. It all started with a realization nearly fifty percent of the adult population in the U.S. doesn’t have access to a clear line of credit. Most traditional credit card companies either overlook or overcharge this group because they have less-than-perfect credit scores or no scores at all. We decided this just wouldn’t do. In partnership with our sponsor banks we offer credit cards under the Mission Lane brand name with better clearer terms and a more refined customer experience than the alternatives available to people working hard to improve their credit. To date over four million consumers have chosen Mission Lane earning high customer ratings on Credit Karma for its market segment and industry leading Net Promoter scores. Mission Lane has cumulatively raised over $600 million of equity from leading investors including Invus Opportunities QED Investors LL Funds funds affiliated with Oaktree Capital Management and other leading investors. Our commitment to a workplace built on respect and dignity is guided by our core value of Unity. We believe that everyone plays a vital role in our shared purpose and we actively cultivate an environment where all individuals have the opportunity to do their best work. By fostering a culture of empathy and collaboration we create a strong sense of belonging and support for every team member. Mission Lane is an equal opportunity employer. We do not discriminate on the basis of race color religion sex (including pregnancy sexual orientation or gender identity) national origin age disability genetic information or any other protected status. Mission Lane provides reasonable accommodations to applicants who need them for medical or religious reasons as required by law. Applicants can initiate an accommodation request by contacting peopleexperience@missionlane.com Mission Lane is not sponsoring new applicant employment authorization and please no third-party recruiters. Application Integrity Our cardholders trust us with their financial well-being and this trust starts with the integrity of the people on our team. We're looking for team members who share our dedication to transparency and truth. Please verify that the information in your application is accurate and complete. Providing any information to Mission Lane that is not completely truthful at any point during the application or hiring process may result in removal from the hiring process disqualification from future opportunities withdrawal of an offer or other sanctions for candidates and in addition for employees disciplinary action up to and including termination of employment.