Gibraltar Remote
Work from anywhere impact everywhere Diversity is at the heart of who we are at Xapo Bank. We’re a fully distributed team of over 160 Xapiens that work remotely from 50+ countries around the world. Our beginning A world that enjoys economic freedom and wealth protectionno matter where you live or who is running your country. To achieve that we search the world for the best people for the job. We work hard think globally and inspire each other to learn and grow. We are committed to changing the way things are done. Although we are headquartered in Gibraltar this is a full time 100% remote position Work from anywhere! Position overview We're creating the role of Head of Engineering reporting directly to the CTO. This is a new function-level leadership role built as we scale engineering across three product tribes Growth Payments and Assets Under Management each run day-to-day by an Engineering Manager. You own how engineering operates the standards the practice the people and the delivery. You give the engineering function a single accountable leader for how we build software and for the bar we hold it to working in close partnership with Architecture Quality Engineering Security Frontend Engineering and Platform Engineering. This is a true function head not a senior IC with a management title. You set engineering standards across the function and own the unified Software Development Lifecycle end to end. You own how material backend changes are reviewed approved and audited. You own the engineering tech-debt roadmap and the people leadership of the Engineering Managers who run delivery in each tribe. The authority to set the engineering bar sits with this role and so does the accountability for the result. That accountability is concrete. We measure the function on predictable delivery consistently shipping committed scope on committed dates with a 90% target as the bar. Hitting it is not the job in itself it's the output of an engineering organisation that estimates honestly surfaces risk early and clears blockers with discipline. Building and running that organisation is the job. We are a Bitcoin-native regulated bank. A defect here can move customer Bitcoin and customer Dollars under the scrutiny of two regulators. That raises the bar on everything engineering does change management incident response observability and audit-readiness are not overhead they are the standard the role exists to uphold. The right person is drawn to that not deterred by it. What you own and what you partner on You own The unified Software Development Lifecycle you define it evolve it and own its governance and enforcement. EMs run it day-to-day in their tribes. Engineering standards and practice across the function code review retrospectives internal quality discipline. People leadership of the Engineering Managers performance growth 11 cadence and engineering hiring. Backend change management the controlled audited process for material changes with a regulator-ready trail. The function-level tech-debt roadmap and engineering capacity planning. Engineering incident response and post-mortems and the closure of resulting action items. The AI-first engineering standard across the function. You partner on Architecture standards - with the Solutions Architect agreed at the Architecture Advice Forum. The quality framework and quality gates - with the Head of Quality Engineering. Security standards and controls - with the Security function. Client-side engineering - with the Head of Frontend Engineering. Infrastructure and observability - with the Head of Platform Engineering. Responsibilities Delivery predictability across the engineering function - accountable for the function consistently shipping committed scope on committed dates per tribe and function-wide. You own the practices that surface shortfalls early and the remediation that closes the gap. Engineering standards and practice - you set and enforce the engineering bar code review standards retrospectives and the feedback loops that keep them healthy across the tribes. People management of Engineering Managers - performance management growth 11 cadence and engineering hiring across the function. You are accountable for the EMs you develop and the standard they operate to. Unified SDLC ownership - you own and define the unified SDLC end to end. Engineering Managers run it day-to-day in their tribes. Backend change management - you own the governance of our deployment pipeline. You ensure 100% of changes generate a regulator-ready audit trail automatically while designing a frictionless risk-tiered approval process that subjects material changes to rigorous formal review without gridlocking daily production velocity. AI-first engineering standard - accountable for driving genuine adoption of AI tooling across engineering coding assistants AI-assisted code review and AI-assisted test generation as standard practice. You set the direction decide where it adds real value versus where it doesn't track adoption and ensure teams get measurable productivity benefits - not tooling for its own sake. Blocker clearance - accountable for fast escalation and resolution of blockers in-sprint and in engineers' backlogs. Blockers are surfaced early and cleared with discipline rather than allowed to age. Engineering incident response and post-mortems - own the engineering function's response to production incidents timely escalation structured post-mortem facilitation and ensuring action items close. Tech-debt roadmap - own the function-level tech-debt roadmap prioritising remediation partnering with the Solutions Architect on architectural debt and tracking progress against plan. Capacity planning - accountable for engineering capacity matching committed work EMs execute the operational planning. Cross-department standard execution - implementing the quality framework defined by the Head of Quality Engineering the security standards owned by Security and the architecture standards agreed at the Architecture Advice Forum. Engineering OKR ownership - rolled up from Engineering Managers with function-level accountability sitting here. Cross-functional initiative delivery - ensuring engineering does not become the blocker for initiatives spanning product technology and operational teams coordinating on cross-division prioritisation and dependency management. Skills needed 8+ years in software engineering with at least 3–4 years in an engineering leadership role spanning multiple teams or squads - managing engineering managers not just senior engineers. A track record of owning delivery predictability at function level you have made commitments on behalf of an engineering organisation and built the practices to meet them consistently without resorting to estimate-padding. Hands-on experience building and running engineering practice SDLC definition code review standards change management and the retro and feedback loops that keep them healthy. Strong people leadership - you have hired developed and performance-managed engineering managers and know what good EM execution looks like versus what needs intervention. A clear evidence-based point of view on AI-assisted development across the SDLC - where it adds real value and how to drive genuine adoption rather than dashboard adoption. Solid understanding of backend distributed systems and what operating them in a regulated high-stakes environment demands change management discipline incident response observability and audit-readiness. Data-driven - comfortable owning engineering metrics (delivery predictability cycle time defect escape rate blocker aging) and turning them into prioritised action rather than dashboards nobody acts on. Strong communicator across technical and non-technical audiences - you can write the SDLC definition present the tech-debt roadmap to the CTO and give an EM hard feedback all with equal clarity. Experience in a regulated environment (fintech banking payments or equivalent) with a real appreciation for what a quality or security failure means when customer funds are at stake. Nice to have Background in crypto Bitcoin custody or blockchain-adjacent engineering - familiarity with the domain risk profile that makes this environment different from standard fintech. Experience working in a Team Topologies organisational model - Stream Aligned Platform and Enabling team dynamics in practice. Hands-on experience with AI-assisted development tooling beyond standard code completion - test generation review automation or similar. Experience with observability tooling (Coralogix Datadog or equivalent) in an incident response context. Multi-tribe or multi-squad coordination at function level in a fully remote globally distributed engineering organisation. Contributions to engineering culture externally - writing talks or open-source work that reflects how you think about engineering excellence. Experience in mobile-first organisations where iOS and Android are core business products. Other requirements A dedicated workspace. A reliable internet connection with the fastest speed possible in your area. Alignment with Our Values and the Xapo Values-Driven Leadership principles. Why work for Xapo? Impact Globally Work Remotely. Shape the Future Improve lives through cutting-edge technology work 100% remotely from anywhere in the world. Great work-life balance Build amazing things with a balance of autonomy and collaborative teamwork. Set your own work schedule and make use of a flexible PTO plan when you need to recharge. Expect Excellence Collaborate learn and grow with a high-performance team. Learn how you learn best - from books to conferences you’ll get a yearly budget for your individual learning and development goals. At Xapo we prioritize consumer protection and adhere to regulatory requirements by ensuring that all Xapiens are accountable for upholding principles of fair treatment transparency and ethical conduct in their interactions with customers and stakeholders.
Gibraltar Remote
Work from anywhere impact everywhere Diversity is at the heart of who we are at Xapo Bank. We’re a fully distributed team of over 160 Xapiens that work remotely from 50+ countries around the world. Our beginning A world that enjoys economic freedom and wealth protectionno matter where you live or who is running your country. To achieve that we search the world for the best people for the job. We work hard think globally and inspire each other to learn and grow. We are committed to changing the way things are done. Although we are headquartered in Gibraltar this is a full time 100% remote position Work from anywhere! Position overview As the Treasury Manager at Xapo Bank you will be a pivotal member of our Treasury team responsible for overseeing and optimising our cash and banking processes. Your expertise in liquidity management and cash management will play a crucial role in maintaining the financial health of our organisation. If you are a detail-oriented finance professional with a passion for maximising cash efficiency we invite you to join our team. Responsibilities Liquidity Management Monitor daily cash positions optimise cash balances and invest surplus funds to maximise returns while maintaining liquidity. Minimise idle cash and reduce borrowing costs. Leading the cash execution for the Treasury and Investment related flows. Risk Management Identify and mitigate cash-related risks including currency exchange rate fluctuations and interest rate risk. Develop risk management strategies to protect company finances. Manage various Financial Limits within the agreed Group Risk Appetite Bank Relationship Management Support relationships with financial institutions negotiate banking terms and fees and stay informed about banking services that can benefit the company. Supporting the delivery of various Treasury Regulatory Requirements for the Bank (e.g. ICAAP ILAAP) Treasury Reporting Owning and developing Treasury Management Information capturing the daily cash positions along with key treasury P&L. Supporting other regular MI requests for senior committees such as the Risk Management Committee and others. Cash Management Policies Develop and enforce Cash Management policies and procedures to safeguard company assets and maintain compliance with internal controls and regulations. Ad Hoc Projects Participate in special projects related to Cash Management and Treasury. Skills needed Must have at least 5-10 years experience in a fintech or equivalent environment. CFA or CIMA or similar qualification. Ability to build spreadsheets and monitoring tools and reports from scratch. Financial Expertise Strong understanding of financial principles cash management and treasury operations. Cash and Crypto Execution - Understanding of banking and crypto rails along with expertise in transaction execution on both Fiat and Crypto side is nice to have. Analytical Skills Excellent quantitative and analytical abilities to interpret financial data and make data-driven decisions. Liquidity Management Experience in optimising liquidity managing working capital and investing surplus funds. Bank Relationship Management Ability to build and maintain positive relationships with banks and financial institutions. Financial Analysis Skilled in conducting financial analysis and providing strategic insights. Risk Management Knowledge of cash-related risks and experience in developing risk mitigation strategies. Communication Strong verbal and written communication skills to report and present financial information effectively. Attention to Detail A high level of attention to detail and accuracy in financial calculations and reporting. Other requirements A dedicated workspace. A reliable internet connection with the fastest speed possible in your area. Alignment with Our Values and the Xapo Values-Driven Leadership principles. Why work for Xapo? Impact Globally Work Remotely. Shape the Future Improve lives through cutting-edge technology work 100% remotely from anywhere in the world. Great work-life balance Build amazing things with a balance of autonomy and collaborative teamwork. Set your own work schedule and make use of a flexible PTO plan when you need to recharge. Expect Excellence Collaborate learn and grow with a high-performance team. Learn how you learn best - from books to conferences you’ll get a yearly budget for your individual learning and development goals. At Xapo we prioritize consumer protection and adhere to regulatory requirements by ensuring that all Xapiens are accountable for upholding principles of fair treatment transparency and ethical conduct in their interactions with customers and stakeholders.
Gibraltar Remote
Work from anywhere impact everywhere Diversity is at the heart of who we are at Xapo Bank. We’re a fully distributed team of over 160 Xapiens that work remotely from 50+ countries around the world. Our beginning A world that enjoys economic freedom and wealth protectionno matter where you live or who is running your country. To achieve that we search the world for the best people for the job. We work hard think globally and inspire each other to learn and grow. We are committed to changing the way things are done. Although we are headquartered in Gibraltar this is a full time 100% remote position Work from anywhere! What You'll Do You won’t just be writing code you’ll be shaping the future. As a Software Engineer at Xapo you will design build and deploy high-impact backend services that are secure fault-tolerant and available to millions. You will take full ownership of the services your team creates from initial design to production operations all while being mentored by senior engineers. You could join one of our dynamic business domains WMT - Wealth Management Team responsible for enabling Xapo members to access responsible investment opportunities and grow their wealth with Xapo investment products. FCP - Financial Crime Prevention team's purpose is to protect Xapo's bank members and business from financial crime while providing a premium banking experience. Their responsibilities includeCustomer Due Diligence Transaction Screening Compliance Services Fraud Detection CAR - Customer Acquisition and Retention team is focused on the entire customer lifecycle from attracting new members to ensuring that existing valuable members continue to find value in their Xapo membership. MMM - Member Money Movement team empowers every Xapo member to interact seamlessly with fiat and crypto in a secure bank environment. Who You Are You have a strong foundation in software engineering and are proficient in at least one programming language (we love Python!). You're a natural collaborator with excellent communication skills who thrives in a team environment. You have a basic understanding of microservices cloud-native patterns and container-based applications. You're familiar with the full software development lifecycle and are keen on CI/CD and automated testing. You are excited by concepts like Event-Driven Architecture and Domain-Driven Design. Most importantly you have a growth mindset. You're proactive eager to learn and excited to solve complex problems at the intersection of traditional finance and Bitcoin. Our Tech Stack We build with AWS Docker Python (Django Flask) MySQL MongoDB Redis PostgreSQL Node.js and more. Why work for Xapo? Impact Globally Work Remotely. Shape the Future Improve lives through cutting-edge technology work 100% remotely from anywhere in the world. Great work-life balance Build amazing things with a balance of autonomy and collaborative teamwork. Set your own work schedule and make use of a flexible PTO plan when you need to recharge. Expect Excellence Collaborate learn and grow with a high-performance team. Learn how you learn best - from books to conferences you’ll get a yearly budget for your individual learning and development goals. At Xapo we prioritize consumer protection and adhere to regulatory requirements by ensuring that all Xapiens are accountable for upholding principles of fair treatment transparency and ethical conduct in their interactions with customers and stakeholders.
Gibraltar Remote
Work from anywhere impact everywhere Diversity is at the heart of who we are at Xapo Bank. We’re a fully distributed team of over 160 Xapiens that work remotely from 50+ countries around the world. Our beginning A world that enjoys economic freedom and wealth protectionno matter where you live or who is running your country. To achieve that we search the world for the best people for the job. We work hard think globally and inspire each other to learn and grow. We are committed to changing the way things are done. Although we are headquartered in Gibraltar this is a full time 100% remote position Work from anywhere! Our Graduate Programme We are searching for individuals at the start of their working life looking to propel their careers and make an impact in the Fintech Banking and Blockchain space. As part of our innovative business you'll embark on a journey of professional growth tackling real-world challenges and shaping the future of Banking. From collaborating with top-tier professionals in this industry to leveraging cutting-edge technologies this role promises a thrilling adventure filled with learning creativity and endless possibilities. Our Graduate Programme runs for a period of 12 months giving successful graduates the opportunity to become a full time Xapien once the programme has concluded. This role would therefore be a 12 month contract. Position overview We're looking for an enthusiastic and detail-oriented FP&A Graduate to join our growing Finance team. This is an exciting opportunity to gain hands-on experience in financial planning forecasting and analysis directly contributing to our strategic decision-making. The ideal candidate will have a strong academic foundation in a relevant field a keen interest in data and the crypto space and a proactive attitude towards learning and development in a dynamic environment. Responsibilities Help prepare and distribute regular financial reports including variance analysis and performance summaries. Assist in the analysis of financial data and key performance indicators (KPIs) to identify initial trends and provide supporting insights for business decisions under guidance. Support the preparation of monthly quarterly and annual financial forecasts and budgets learning the underlying processes. Contribute to the development and maintenance of financial models and forecasting tools learning best practices. Collaborate with cross-functional teams to gather financial data focusing on accuracy and understanding data sources. Assist in the preparation of presentations for senior management and stakeholders gaining exposure to executive communication. Conduct ad-hoc financial analysis and reporting as required developing your analytical skills. Support the preparation of business cases for new initiatives and investments learning the financial evaluation process. Assist with aspects of the month-end and year-end closing processes gaining insight into accounting cycles. Contribute to the continuous improvement of FP&A processes and procedures by identifying areas for learning and suggesting improvements. Skills needed Analytical Thinking Demonstrated potential to analyze data and learn to draw meaningful conclusions. Problem-Solving A proactive attitude towards learning to identify and address financial issues. Teamwork Ability to collaborate effectively with team members and stakeholders with a willingness to learn from others. Learning Agility Eagerness to learn and develop new financial skills and knowledge. Attention to Detail A methodical approach to tasks and a focus on accuracy. Proficiency in Microsoft Excel/ Google Sheets with a willingness to develop financial modeling and data analysis skills. Familiarity with basic financial reporting and accounting concepts gained through academic studies. Genuine interest in fintech and the crypto space with a desire to learn about the financial services industry. Familiarity with data software (e.g. Looker PowerBI) gained through academic projects is a plus. Basic knowledge of SQL or other database querying languages learned through coursework is a plus. Good communication and interpersonal skills with the ability to learn to present findings clearly. Other requirements Education Bachelor's degree in Finance Accounting Economics or a related field or Master’s degree is a plus. Experience No prior professional experience required relevant internships or academic projects are a plus. A dedicated workspace. A reliable internet connection with the fastest speed possible in your area. Alignment with Our Values and the Xapo Values-Driven Leadership principles. Why work for Xapo? Impact Globally Work Remotely. Shape the Future Improve lives through cutting-edge technology work 100% remotely from anywhere in the world. Great work-life balance Build amazing things with a balance of autonomy and collaborative teamwork. Set your own work schedule and make use of a flexible PTO plan when you need to recharge. Expect Excellence Collaborate learn and grow with a high-performance team. Learn how you learn best - from books to conferences you’ll get a yearly budget for your individual learning and development goals. At Xapo we prioritize consumer protection and adhere to regulatory requirements by ensuring that all Xapiens are accountable for upholding principles of fair treatment transparency and ethical conduct in their interactions with customers and stakeholders.
Gibraltar Remote
"Work from anywhere impact everywhere Diversity is at the heart of who we are at Xapo Bank. We’re a fully distributed team of over 160 Xapiens that work remotely from 50+ countries around the world. Our beginning A world that enjoys economic freedom and wealth protectionno matter where you live or who is running your country. To achieve that we search the world for the best people for the job. We work hard think globally and inspire each other to learn and grow. We are committed to changing the way things are done. Although we are headquartered in Gibraltar this is a full time 100% remote position Work from anywhere! Position overview We're looking for a Head of Quality Engineering to join our technology function reporting directly to the CTO. At Xapo we are building truly cross-functional teams with full ownership of design architecture building testing delivery data and operations structured as Stream Aligned Teams (SATs) Platform teams and Enabling teams as per Team Topologies. This role owns the quality framework across the entire technology function coverage standards gate criteria AI-assisted test tooling SAT enablement and pre-release veto authority. You give engineering apps and web a single accountable owner for what ""quality"" means and how it is measured. This is not a traditional QA role. You will not sit in a test team checking other people's code SAT engineers own quality in their own code (shift-left). You own the system engineers test within the framework the tooling the gates and the standards. The role is deliberately tooling-heavy over headcount-heavy. Your budget is for tooling and AI tokens not for building a QA team beneath you. The agentic QA pipeline is already in active PoC with positive early results you will own scaling it to production. Your north star fully automated quality enforcement where releases are blocked automatically when rigorous checks fail without needing human intervention. Target more than 80% of release quality decisions made by automated tooling within 12 months of hire. This is an opportunity to shape how a regulated crypto bank defines and enforces software quality at the intersection of engineering excellence AI-assisted tooling and a genuinely high-stakes production environment. Responsibilities Quality framework definition own coverage standards (unit service integration end-to-end) gate criteria and the quality contribution to the function-level Definition of Done. Aligned with Head of Engineering on backend and Head of Frontend Engineering on client-side. Coverage baselines define measurable coverage thresholds per service and per tribe with trend visibility and drive adoption across teams. Pre-release veto authority hold and exercise the authority to block releases when quality gates are not met. Own the automated tooling that makes this veto self-triggering rather than dependent on a single person. AI-assisted test tooling define and drive the framework for automated test generation regression coverage integration test tooling and the agentic QA pipeline. You are the designer and driver implementation is a cross-functional effort with Platform backend web and mobile engineers. SAT enablement produce the training documentation tooling and templates that let Stream Aligned Team engineers do quality work themselves without a separate QA function. Test environment strategy partner with Head of Platform Engineering on dedicated QA environments test data management and integration test infrastructure. Quality posture reporting own the metrics like defect escape rate coverage trends release veto rate AI tooling adoption progress and percentage of releases requiring no manual quality intervention. Security testing integration partner with Security on SAST DAST and dependency scanning as components of the quality gate. Skills needed 8+ years in software quality engineering with a clear track record of owning quality frameworks across engineering organisations not just managing a QA team or running manual test cycles. Hands-on experience building CI/CD quality gates at multiple levels unit service integration and end-to-end. You know where tests go in a pipeline and how to make them block a release reliably. Practical experience with AI-assisted test tooling LLM-driven test generation agentic QA pipelines or equivalent. You don't need to have shipped a production-grade system but you need a genuine point of view and hands-on exposure. Demonstrated ability to raise quality standards without a reporting hierarchy you have influenced engineering teams through better tooling documentation and frameworks not through authority over people. Solid understanding of distributed event-driven microservices architectures and what testing them well requires contract testing consumer-driven contracts integration test data strategies. Experience defining and tracking quality metrics defect escape rate coverage baselines release veto rates. You have turned quality into something measurable. Strong written communication you can write a coverage standard gate criteria document or enablement guide that engineers actually read and use. Experience in regulated fintech payments or banking environments with a strong emphasis on mobile-first product delivery. You have an appreciation for the stakes of a quality failure in a customer-funds context particularly within the unique constraints and user expectations of a mobile application environment Nice to have Hands-on experience with agentic or generative AI test tooling in production or near-production contexts. Familiarity with Team Topologies how Stream Aligned Platform and Enabling teams interact in practice. Security testing experience SAST DAST dependency scanning and how these integrate into a CI/CD quality gate. Background in crypto Web3 custody or blockchain-based systems. Open-source contributions or external thought leadership (talks articles OSS projects) related to quality engineering or test automation. While your North Star is absolute automation you possess a ""roll-up-your-sleeves"" mentality. You aren't afraid to get your hands dirty jump into the trenches and manually test the mobile apps yourself if a critical release or an edge-case roadblock requires it. Other requirements A dedicated workspace. A reliable internet connection with the fastest speed possible in your area. Alignment with Our Values and the Xapo Values-Driven Leadership principles. Why work for Xapo? Impact Globally Work Remotely. Shape the Future Improve lives through cutting-edge technology work 100% remotely from anywhere in the world. Great work-life balance Build amazing things with a balance of autonomy and collaborative teamwork. Set your own work schedule and make use of a flexible PTO plan when you need to recharge. Expect Excellence Collaborate learn and grow with a high-performance team. Learn how you learn best - from books to conferences you’ll get a yearly budget for your individual learning and development goals. At Xapo we prioritize consumer protection and adhere to regulatory requirements by ensuring that all Xapiens are accountable for upholding principles of fair treatment transparency and ethical conduct in their interactions with customers and stakeholders."
Gibraltar Remote
Work from anywhere impact everywhere Diversity is at the heart of who we are at Xapo Bank. We’re a fully distributed team of over 160 Xapiens that work remotely from 50+ countries around the world. Our beginning A world that enjoys economic freedom and wealth protectionno matter where you live or who is running your country. To achieve that we search the world for the best people for the job. We work hard think globally and inspire each other to learn and grow. We are committed to changing the way things are done. Although we are headquartered in Gibraltar this is a full time 100% remote position Work from anywhere! Position overview We’re looking for a Solution Architect to join our engineering function reporting directly to the CTO. At Xapo we are building truly cross-functional teams with full ownership of design architecture building testing delivery data and operations structured as Stream Aligned Teams (SATs) Platform teams and Enabling teams as per Team Topologies. You will collaborate closely with engineering leaders and the SRE function as well as fellow members of the product apps and design. This is a deeply hands-on role. You will not sit on top of an ivory tower drawing boxes and arrows you will write code build production-grade Proofs of Concept and demonstrate what good looks like by example. You will own the Architectural Advice Forum (AAF) facilitating decentralised architectural decisions captured as ADRs without becoming a bottleneck or single point of approval. You will be the CTO’s partner on AI strategy drive standardisation across backend web and mobile engineering and work closely with our SRE team on reliability observability and platform concerns. This is an opportunity to shape how a regulated crypto bank designs builds and operates software having a real impact on how the future of finance looks. Responsibilities Own and facilitate the Architectural Advice Forum (AAF) driving decentralised decision-making that is captured as ADRs. The forum is yours the challenge is expected but you are not “single” approver of every architectural change the goal is for decisions to be made as close to the teams doing the work as possible. Personally build production-grade Proofs of Concept to de-risk new patterns validate architectural ideas and demonstrate “what good looks like” ahead of broader adoption. Partner with the CTO on Xapo’s AI strategy identifying high-value opportunities evaluating tooling prototyping solutions and helping engineering teams adopt AI responsibly across the SDLC and our customer-facing products. Own cross-cutting standardisation across backend web and mobile engineering patterns paradigms observability security testing and delivery so that quality and velocity scale together. Define and uphold the engineering quality bar across backend web and mobile covering testing code review observability security performance and production-readiness and lead by example through your own POCs and code reviews Embed Security-First Architecture across everything we build. For a regulated crypto bank security is not a checkbox or a separate workstream it is the DNA of our products. You will set the threat-modelling secure-by-default and defence-in-depth patterns that every team builds against and partner with our Security function to evolve them as our risk surface grows. Champion Domain-Driven Design and Event-Driven Architecture as foundations for how we model our domain and evolve our systems. Work closely with the SRE team on reliability capacity incident response observability and the evolution of our internal developer platform. Coach and mentor engineers across SATs platform and enabling teams leading through inspiration and influence rather than authority and helping the whole organisation raise its architectural bar. Surface and unblock systemic technical risks technical debt and cross-team dependencies before they hit production. Maintain Xapo’s engineering principles and Tech Radar and contribute to architecture-relevant aspects of regulatory security and risk conversations. Build a great place to work for talented and motivated people and help develop innovative solutions with Bitcoin at their core. Skills needed 10+ years of software engineering experience including 3+ years in an Architect Staff or equivalent senior-IC role. A strong track record as a hands-on engineer-turned-architect you still read write and review production code regularly and you enjoy doing so. The role is language-agnostic we care how you think not which language you write though familiarity with our primary stack is a plus. Deep experience designing building and operating distributed event-driven systems in production ideally at scale and under regulatory scrutiny. Hands-on experience with Domain-Driven Design both strategic (bounded contexts context mapping) and tactical patterns. Practical familiarity with decentralised architectural governance Architectural Advice Forum RFCs and ADRs and a clear point of view on why architectural decisions should be made close to the teams doing the work. Demonstrated ability to lead by influence rather than authority you have inspired engineers to adopt good practices because they wanted to not because they were told to. Experience working in regulated fintech payments or banking environments with an appreciation for the constraints that come with serving customers’ money. Deep experience designing security-first architectures threat modelling secure-by-default patterns defence in depth identity key and secret management in environments where a breach has material business and regulatory consequences. A strong perspective on modern AI/ML LLMs agents and applied AI in production and how to integrate them responsibly into engineering workflows and customer-facing products. Excellent written and verbal communication you can write a crisp ADR run an effective architecture review present to engineers and explain trade-offs to non-technical stakeholders. Solid understanding of cloud-native architecture microservices container-based 12-factor apps and patterns around fault tolerance security and resilience. Strong CI/CD automated testing (unit service and end-to-end) and overall SDLC practices. Nice to have Hands-on experience in crypto Web3 custody or blockchain-based systems. Familiarity with Team Topologies and how Stream Aligned Platform and Enabling teams interact in practice. Multi-platform standardisation experience spanning backend web and mobile. Background contributing to SRE or platform engineering work SLOs error budgets developer experience. Open-source contributions or external thought leadership (talks articles OSS projects). Familiarity with Python a meaningful portion of our stack is in Python so it helps you hit the ground running but the role is language-agnostic. Other requirements AWS as our cloud platform GCP as our data warehousing Containerised microservices A multi-language stack Based in or near a CET-compatible timezone A dedicated workspace A reliable internet connection with the fastest speed possible in your area Alignment with Our Values and the Xapo Values-Driven Leadership principles Why work for Xapo? Impact Globally Work Remotely. Shape the Future Improve lives through cutting-edge technology work 100% remotely from anywhere in the world. Great work-life balance Build amazing things with a balance of autonomy and collaborative teamwork. Set your own work schedule and make use of a flexible PTO plan when you need to recharge. Expect Excellence Collaborate learn and grow with a high-performance team. Learn how you learn best - from books to conferences you’ll get a yearly budget for your individual learning and development goals. At Xapo we prioritize consumer protection and adhere to regulatory requirements by ensuring that all Xapiens are accountable for upholding principles of fair treatment transparency and ethical conduct in their interactions with customers and stakeholders.
Gibraltar Remote
Work from anywhere impact everywhere Diversity is at the heart of who we are at Xapo Bank. We’re a fully distributed team of over 160 Xapiens that work remotely from 50+ countries around the world. Our beginning A world that enjoys economic freedom and wealth protectionno matter where you live or who is running your country. To achieve that we search the world for the best people for the job. We work hard think globally and inspire each other to learn and grow. We are committed to changing the way things are done. Although we are headquartered in Gibraltar this is a full time 100% remote position Work from anywhere! Position overview As the Treasury AVP at Xapo Bank you will be a key member of our Treasury team responsible for driving the Bank's Bitcoin first strategy along with focus on traditional finance in particular across fixed income investment strategies that balance yield enhancement with prudent risk taking. Working closely with the Head of Treasury you will bring a trading mindset to Treasury structuring products across both traditional fixed income and Bitcoin while leveraging strong Bitcoin and FX experience to support the Bank's investment and hedging activities. If you are a commercially minded finance professional who thrives on designing creative risk-aware solutions at the intersection of traditional finance and Bitcoin we invite you to join our team. Responsibilities Fixed Income Investments Manage and grow the Treasury's fixed income investment portfolio including sourcing evaluating and executing investments to optimise returns within approved risk limits. Risk Reward Balance Assess and balance risk and reward across Treasury's investment and structuring activities ensuring decisions are made within the Group's Risk Appetite and Financial Limits. Product Structuring Structure investment and yield products for Treasury working with internal stakeholders and counterparties to bring new structured solutions to market. Bitcoin Structured Products Design and structure products referencing Bitcoin including yield hedging and investment structures that align with the Bank's Bitcoin-first strategy. OTC Bitcoin & FX Execution Execute and manage OTC Bitcoin trades and FX flows maintaining strong counterparty relationships and ensuring best execution. Trading Support Apply trading discipline and market experience to Treasury's day-to-day investment hedging and execution activities. Risk Management Identify and mitigate investment-related risks including credit market currency and interest rate risk in line with the Group's Risk Appetite. Treasury Reporting Contribute to Treasury Management Information including investment performance P&L and risk reporting for senior committees such as the ALCO Skills needed CFA or CIMA or similar qualification preferred. Proven experience in Fixed Income Investments including sourcing evaluating and managing a fixed income portfolio. Demonstrated experience structuring products for Treasury ideally including Bitcoin-referenced structures. Strong OTC Bitcoin and FX trading/flow experience. Prior experience in a Trading role with a strong understanding of market execution and price discovery. Strong grasp of risk-reward trade-offs with the ability to balance yield enhancement against the Group's Risk Appetite. Creative commercially minded approach to designing new investment and yield-enhancing solutions. Must have Crypto experience. Financial Expertise Strong understanding of financial principles investment management and treasury operations. Analytical Skills Excellent quantitative and analytical abilities to interpret financial data and make data-driven decisions. Risk Management Knowledge of investment and market-related risks and experience in developing risk mitigation strategies. Communication Strong verbal and written communication skills to report and present financial information effectively. Attention to Detail A high level of attention to detail and accuracy in financial calculations and reporting. Other requirements A dedicated workspace. A reliable internet connection with the fastest speed possible in your area. Alignment with Our Values and the Xapo Values-Driven Leadership principles. Why work for Xapo? Impact Globally Work Remotely. Shape the Future Improve lives through cutting-edge technology work 100% remotely from anywhere in the world. Great work-life balance Build amazing things with a balance of autonomy and collaborative teamwork. Set your own work schedule and make use of a flexible PTO plan when you need to recharge. Expect Excellence Collaborate learn and grow with a high-performance team. Learn how you learn best - from books to conferences you’ll get a yearly budget for your individual learning and development goals. At Xapo we prioritize consumer protection and adhere to regulatory requirements by ensuring that all Xapiens are accountable for upholding principles of fair treatment transparency and ethical conduct in their interactions with customers and stakeholders.
Gibraltar Remote
Work from anywhere impact everywhere Diversity is at the heart of who we are at Xapo Bank. We’re a fully distributed team of over 160 Xapiens that work remotely from 50+ countries around the world. Our beginning A world that enjoys economic freedom and wealth protectionno matter where you live or who is running your country. To achieve that we search the world for the best people for the job. We work hard think globally and inspire each other to learn and grow. We are committed to changing the way things are done. Although we are headquartered in Gibraltar this is a full time 100% remote position Work from anywhere! Our Graduate Programme We are searching for individuals at the start of their working life looking to propel their careers and make an impact in the Fintech Banking and Blockchain space. As part of our innovative business you'll embark on a journey of professional growth tackling real-world challenges and shaping the future of Banking. From collaborating with top-tier professionals in this industry to leveraging cutting-edge technologies this role promises a thrilling adventure filled with learning creativity and endless possibilities. Our Graduate Programme runs for a period of 12 months giving successful graduates the opportunity to become a full time Xapien once the programme has concluded. This role would therefore be a 12 month contract. Position overview We’re looking for a creative and curious Graduate Visual Designer to join our cross-functional team. You’ll work closely with designers marketers and product teams to bring the Xapo brand to life — crafting polished marketing assets fluid motion pieces and cutting-edge visuals. This is an ideal role for someone early in their career who has a strong eye for design a passion for emerging creative tools and the ambition to grow fast in a remote-first global environment. Responsibilities Design marketing and brand assets including social media content campaign visuals ads and promotional materials. Create motion graphics and animations for digital channels — from social posts to product walkthroughs. Produce visuals to support campaigns and content needs using our library of images (AI and 3D experience is a bonus but not a must). Collaborate with marketing and design stakeholders to understand briefs and deliver on them. Maintain brand consistency across all outputs working within and helping evolve our visual identity. Iterate quickly based on feedback balancing quality with turnaround speed. Work with world-class designers to evolve our brand visual language. Skills needed A strong portfolio demonstrating visual craft — even if work is personal projects university work or freelance. Proficiency in Figma for design and layout work. Hands-on experience with motion tools such as Rive Lottie Principle or After Effects. Experience using Midjourney (or comparable AI image generation tools) to produce creative assets. An interest in 3D design — whether through Blender Spline or similar. Strong attention to detail and ability to manage multiple tasks across different teams. Self-motivated and comfortable working independently in a fully remote environment. Nice to have 0–1 year of professional experience internship or freelance work is a plus but not required. Experience with Adobe Creative Suite (Illustrator Photoshop Premiere). Interest in fintech crypto or financial products. Basic understanding of design systems and component-based design. Other requirements A dedicated workspace. A reliable internet connection with the fastest speed possible in your area. Alignment with Our Values and the Xapo Values-Driven Leadership principles. Why work for Xapo? Impact Globally Work Remotely. Shape the Future Improve lives through cutting-edge technology work 100% remotely from anywhere in the world. Great work-life balance Build amazing things with a balance of autonomy and collaborative teamwork. Set your own work schedule and make use of a flexible PTO plan when you need to recharge. Expect Excellence Collaborate learn and grow with a high-performance team. Learn how you learn best - from books to conferences you’ll get a yearly budget for your individual learning and development goals. At Xapo we prioritize consumer protection and adhere to regulatory requirements by ensuring that all Xapiens are accountable for upholding principles of fair treatment transparency and ethical conduct in their interactions with customers and stakeholders.
Gibraltar Remote
Work from anywhere impact everywhere Diversity is at the heart of who we are at Xapo Bank. We’re a fully distributed team of over 160 Xapiens that work remotely from 50+ countries around the world. Our beginning A world that enjoys economic freedom and wealth protectionno matter where you live or who is running your country. To achieve that we search the world for the best people for the job. We work hard think globally and inspire each other to learn and grow. We are committed to changing the way things are done. Although we are headquartered in Gibraltar this is a full time 100% remote position Work from anywhere! Position overview As the Head of Design you will lead our design organisation owning the design quality of every customer journey end-to-end — how our client-facing touchpoints across product web and more look feel and function at every step — in close partnership with Product who own the journeys and priorities and Marketing who lead brand strategy and identity. This is a broad executive mandate where you will own not only the craft of design but its measurable impact on the business. You will champion design excellence build deep partnerships with Product and Marketing to ensure a single cohesive experience from first impression to daily use and grow a world-class remote design culture. Your mission is to translate complex financial and cryptocurrency concepts into a beautiful cohesive and trust-building experience — and to demonstrate through outcomes that great design is working. Responsibilities Design Strategy and Vision. Define champion and execute the long-term design vision for Xapo's client-facing touchpoints across mobile and web — treating measurable user-experience quality not just aesthetics as the standard of success. Design Performance & Outcomes. Own the metrics that demonstrate design's business impact such as task-completion and speed in core journeys and design-system adoption reporting on these quarterly at the executive level. Operational Leadership of the Design Function. Run design as a fully accountable business function owning headcount planning prioritisation and delivery so the organization scales predictably alongside Product and Engineering. Brand Partnership and Experience Continuity. Partner closely with Marketing who lead Xapo's brand strategy and identity to ensure that brand is expressed faithfully throughout the user journey — creating a seamless aesthetic and narrative transition from public campaigns to in-app transactional flows with clear swimlanes and shared rituals between the two teams. UX Architecture and Flow Optimisation. Oversee user research and journey mapping to elevate the design and usability of complex regulatory private banking and crypto-native payment flows — working with Product who own the journeys themselves to reduce friction without compromising security. Design Systems and Operations. Scale and govern a unified design language and Figma system — co-developed with Marketing's brand team where the system touches brand expression — to drive velocity consistency and visual quality across product and web. Operationalised Research and Testing. Standardise a culture of data-informed design embedding regular usability testing and customer discovery as a standard gate before handoff to ensure high-quality validated releases. Cross-Functional Executive Collaboration. Work closely with Product and Engineering leadership so the design organisation is engaged early bringing craft and usability expertise into strategic direction and product requirements from the earliest stages — and act as design's ambassador to Marketing Compliance and other key stakeholders. Responsible AI Design Governance. Partner with security and AI engineering teams to establish a safe governed framework for utilising AI tools in asset creation and UX personalisation. Team Leadership and Culture. Recruit mentor and lead a remote multi-disciplinary design organisation spanning Product Design Research and UX Writing fostering a culture of craft critique and continuous growth. Skills needed 10+ years of digital design experience with at least 4+ years in an executive leadership role (Director/VP) managing multi-disciplinary design teams in a high-growth fintech neobank or digital asset platform. Broad creative fluency with a strong portfolio demonstrating complex interactive product design executed to a high aesthetic standard and a proven ability to work within and extend an established brand identity. Proven track record of improving key business and design metrics (conversion NPS task completion and platform ratings) through design-led initiatives. Demonstrated ability to resolve operational friction streamline design workflows and build high-trust partnerships with marketing product and engineering teams — particularly experience navigating shared ownership of brand between design and marketing functions. Deep knowledge of native mobile platform guidelines (iOS and Android) and modern Web standards along with experience scaling enterprise-grade design systems. Strong familiarity with the unique UX and trust challenges in fintech banking and digital assets. Exceptional communication and executive storytelling skills with the ability to clearly articulate the business value of design decisions to the C-suite and board. Operational direct and collaborative leadership style tailored for a fully remote globally distributed environment. Other requirements A dedicated workspace. A reliable internet connection with the fastest speed possible in your area. Alignment with Our Values and the Xapo Values-Driven Leadership principles. Why work for Xapo? Impact Globally Work Remotely. Shape the Future Improve lives through cutting-edge technology work 100% remotely from anywhere in the world. Great work-life balance Build amazing things with a balance of autonomy and collaborative teamwork. Set your own work schedule and make use of a flexible PTO plan when you need to recharge. Expect Excellence Collaborate learn and grow with a high-performance team. Learn how you learn best - from books to conferences you’ll get a yearly budget for your individual learning and development goals. At Xapo we prioritize consumer protection and adhere to regulatory requirements by ensuring that all Xapiens are accountable for upholding principles of fair treatment transparency and ethical conduct in their interactions with customers and stakeholders.
Gibraltar Remote
"Work from anywhere impact everywhere Diversity is at the heart of who we are at Xapo Bank. We’re a fully distributed team of over 160 Xapiens that work remotely from 50+ countries around the world. Our beginning A world that enjoys economic freedom and wealth protectionno matter where you live or who is running your country. To achieve that we search the world for the best people for the job. We work hard think globally and inspire each other to learn and grow. We are committed to changing the way things are done. Although we are headquartered in Gibraltar this is a full time 100% remote position Work from anywhere! Position overview We are looking for a Head of Content to own content as a measurable acquisition and engagement channel not a brand exercise. You will be accountable for the numbers organic traffic and search ranking growth content-attributed sign-ups engagement rates across channels and the output cadence of the team. You will run the content function operationally — planning producing and distributing content across web social email and video — while ensuring tone and editorial quality stay consistent with Xapo's brand at scale. Responsibilities Own content-driven acquisition metrics Take direct accountability for content's contribution to new member acquisition — organic traffic conversion rate from content to sign-up and cost-per-acquisition via organic/content channels — and report against targets monthly. Run SEO as a measured discipline Own keyword ranking position organic search traffic growth and domain authority targets with a documented plan to move them. Manage output and consistency at scale Set and hold the team to a defined content production cadence (e.g. number of pieces per channel per month) via a managed content calendar with editorial QA on accuracy tone and brand compliance. Lead and develop the content team Line-manage and performance-manage content creators and editors with clear individual output and quality targets removing single-person dependencies on any one channel or content type. Drive channel-specific engagement Own engagement metrics per channel (e.g. email open/click rates social engagement rate video completion rate) and adjust strategy to specific tracked targets rather than general ""resonance."" Report on content performance Produce regular reporting on traffic conversion engagement and ranking metrics so stakeholders can see content's contribution without reconstructing the numbers themselves. Partner cross-functionally Work with Growth Product and Compliance to ensure content supports acquisition goals while staying within brand and regulatory guardrails. Skills needed Proven content leadership 7+ years in content strategy/production including 3+ years leading a content function (Head of/Director level) in fintech crypto or a comparable regulated or high-growth digital business. Metric ownership Demonstrable track record of owning and moving content-driven acquisition and SEO metrics (organic traffic conversion rate search ranking) with data to evidence it. Full-funnel content production Hands-on experience producing content across web social email and video from concept to publication at production scale. SEO expertise Working command of technical and content SEO with experience setting and hitting ranking/traffic targets. Team leadership Experience managing and developing a content team against defined output and quality standards including cross-department collaboration. Crypto/fintech fluency Working understanding of crypto and digital banking subject matter sufficient to produce accurate credible content without heavy subject-matter dependency on others. Other requirements A dedicated workspace. A reliable internet connection with the fastest speed possible in your area. Devices and other essential equipment that meet minimal technical specifications. Alignment with Our Values and the Xapo Values-Driven Leadership principles. Why work for Xapo? Impact Globally Work Remotely. Shape the Future Improve lives through cutting-edge technology work 100% remotely from anywhere in the world. Great work-life balance Build amazing things with a balance of autonomy and collaborative teamwork. Set your own work schedule and make use of a flexible PTO plan when you need to recharge. Expect Excellence Collaborate learn and grow with a high-performance team. Learn how you learn best - from books to conferences you’ll get a yearly budget for your individual learning and development goals. At Xapo we prioritize consumer protection and adhere to regulatory requirements by ensuring that all Xapiens are accountable for upholding principles of fair treatment transparency and ethical conduct in their interactions with customers and stakeholders."
unlock: sign-up for free / login and use the searches from your home page
🔥 job listings updated in real time
Login & search by other job titles, a specific location or any keyword.
Additional custom search filters are available once you login.
Need more? Check: global remote jobs